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  2. Negative amortization - Wikipedia

    en.wikipedia.org/wiki/Negative_amortization

    These loans tend to be safer in a falling rate market and riskier in a rising rate market. Start rates on negative amortization or minimum payment option loans can be as low as 1%. This is the payment rate, not the actual interest rate. The payment rate is used to calculate the minimum payment. Other minimum payment options include 1.95% or more.

  3. Amazon will soon start charging delivery fees on Fresh ...

    techcrunch.com/2023/01/30/amazon-charging...

    The company says the move will keep prices low on its services. With this new policy, Amazon will charge a $3.95 delivery fee for orders between $100-$150, a $6.95 fee for orders between $50-$100 ...

  4. Hard disk drive - Wikipedia

    en.wikipedia.org/wiki/Hard_disk_drive

    As of 2018, HDDs were forecast to reach 100 TB capacities around 2025, [39] but as of 2019, the expected pace of improvement was pared back to 50 TB by 2026. [40] Smaller form factors, 1.8-inches and below, were discontinued around 2010. The cost of solid-state storage (NAND), represented by Moore's law, is improving faster than HDDs.