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Get your FICO ® Score for free. 06-07-2023 04:04 PM. Kroger (& Affiliates) Rewards card - multiple cards? Thinking of applying for the Kroger mastercard again. Anyone have multiple of these cards (say, Kroger+Kroger or Kroger+QFC)? Are SUBs also repeatable? Does US Bank enforce 1-2/12 and 0-1/6 rule for these cards?
Re: US Bank Kroger Rewards CLI. Thanks, everyone! Finally made it to a place in life where I am using credit to work for me. Paying balance every month. Been a hard road but I have lurked and learned from this community for a long time. Starting Score: Jan 2012 – EQ 582, TU 615. Current Score: EQ 643, WM TU 704. Goal Score: 700 Club.
Re: Kroger Rewards World Mastercard from US Bank. The US Bank card categories are getting beter and better. The 5% annual cap of 3000$ (equvalenet to 750$/quarter) is slightly small vs the other 5% cards in the market but since its coverage is for the entire of the year, it will be among the best cards in the market.
In such cases, simply use a manual CC at the checkout. Manual CC at checkout definitely doesn't get 5% on the Kroger card, anywhere. High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727. April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812.
QFC Rewards World Elite Mastercard. Ralphs Rewards World Elite Mastercard. Smith's Rewards World Elite Mastercard. All offer 5% on digital wallet (Apple Pay, Samsung Pay, Google Pay, Garmin Pay and LG Pay) purchases, capped at $3,000 spend per calendar year, then 1% cash back. 2% cash back in Kroger stores, and 1% on everything else.
Re: US Bank - Kroger Card. The OP didn't recon! The card showed up following an initial decline. This happened to me once before, I believe it was a Barclay's product. AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU ...
Re: US Bank Kroger MC Approved- 500$ limit :-( @Beefy1212 wrote: The real benefit with the Kroger MC is the 5% digital wallet, and that has a 3k yearly cap in effect you should be putting 250/mon on this card through a digital wallet so a 500 sl is not really the end of the world.
Re: Kroger Rewards World Mastercard from US Bank. Thanks for the post OP, I can definitely get some gain now from the LONG OVERDUE restructuring from US Bank's Kroger Mastercard. Nov 2021 makes 3 year mark for me, card had not much use after 1st year, No AF so kept for age during rebuilding stage. TCL=$544K.
Broke US Bank and the Kroger Cos, Northeast edition. I think I found a way to send a mile long fright locomotive that is my want for a Kroger MasterCard right through the wall that is US Bank and Krogers geographical restrictions. It is well known that Kroger doesn't like to issue cards outside their footprint and here in the northeast there is ...
Approved online for Kroger 1-2-3 Mastercard. Instant approval with a $9500 SL. They pulled EQ which is my lowest score as two medical collections are showing. I thought US Bank would pull EX so I was surprised. EX 743 TU 740 EQ 656 (Collections should be removed soon. Collection agency deleted...