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  2. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  3. Decoupled debit card - Wikipedia

    en.wikipedia.org/wiki/Decoupled_debit_card

    A decoupled debit card is a debit card in the US that is not issued by and not tied to any particular retail financial institution, such as a bank or credit union.This is based on the ability in the US ACH Network payment system to make an electronic payment from any bank or credit union without needing to use a card issued by the bank or credit union.

  4. Card security code - Wikipedia

    en.wikipedia.org/wiki/Card_security_code

    The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...

  5. Target's data breach payout to Visa may hit $67 million

    www.engadget.com/2015-08-18-target-visa...

    In the wake of a $19 million payout to MasterCard, Target has reached a settlement with Visa over compensation for the many, many customers exposed to potential credit and debit card fraud.

  6. Retailers Sue Visa, MasterCard over Fees - AOL

    www.aol.com/news/2013-05-24-retailers-sue-visa...

    Target Corp. (TGT) and Macy's Inc. (M) joined with 15 other retailers in suing Visa Inc. and MasterCard Inc. (MA) over credit-card and debit-card fees after dropping out of a multibillion-dollar ...

  7. Visa Debit - Wikipedia

    en.wikipedia.org/wiki/Visa_Debit

    Visa Debit. Visa Debit is a major brand of debit card issued by Visa in many countries around the world. Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts. In many countries the Visa Debit functionality is often incorporated on the same plastic card that allows access to ATM ...

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