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  2. How the law got it wrong with Apple Card | TechCrunch

    techcrunch.com/2021/08/14/how-the-law-got-it...

    In Apple CEO Tim Cook’s announcement, he was quick to highlight a “lack of fairness in the way the industry [calculates] credit scores.” Their new policy allows spouses or parents to combine ...

  3. The same thing happened to us. I got 10x the credit limit. We have no separate bank or credit card accounts or any separate assets. Hard to get to a human for a correction though. It's big tech in ...

  4. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  5. Consumers turn to credit limit increases for additional ... - AOL

    www.aol.com/finance/consumers-turn-credit-limit...

    In 2023, the application rate for higher credit limits rose to 14.4 percent, from 11.5 percent in 2022. At the same time, the rejection rate for limit increases dropped to 30.9 percent from 35.3 ...

  6. PayPal - Wikipedia

    en.wikipedia.org/wiki/PayPal

    The customer can open a dispute within 180 days from the date of payment and escalate it to a claim within 20 days from opening the dispute. Buyers using a credit card might get a refund via chargeback from their credit-card company. However, in the UK, where such a purchaser is entitled to specific statutory protections (that the credit card ...

  7. Credit card information: The basics you need to know - AOL

    www.aol.com/finance/credit-card-information...

    Balance transfer credit cards typically offer an introductory 0 percent APR (annual percentage rate) on balance transfers, which can allow the new cardholder to pay no interest for a set time ...

  8. Credit limit - Wikipedia

    en.wikipedia.org/wiki/Credit_limit

    A credit limit is the maximum amount of credit that a financial institution or other lender will extend to a debtor for a particular line of credit (also known as a credit line, line of credit, or tradeline). This limit is determined by various factors, including an individual's ability to make interest payments, an organization's cashflow or ...

  9. Your Guide to Daily ATM Withdrawal Limits and Debit ... - AOL

    www.aol.com/finance/guide-daily-atm-withdrawal...

    Here’s what you need to know about the limits at various banks and credit unions around the country. Bank or Credit Union. Daily ATM Withdrawal Limit. Daily Debit Card Purchase Limit. Ally Bank ...