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  2. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    The discount rate comprises a number of dues, fees, assessments, network charges and mark-ups merchants are required to pay for accepting credit and debit cards, the largest of which by far is the interchange fee. Each bank or ISO/MSP has real costs in addition to the wholesale interchange fees and creates profit by adding a mark-up to all the ...

  3. Interchange fee - Wikipedia

    en.wikipedia.org/wiki/Interchange_fee

    Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card-based transactions. Usually for sales/services transactions it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank"). In a credit card or debit card transaction, the card ...

  4. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [ 1] Credit cards are one of the most widely used forms of payment across the world. [ 2]

  5. Banker's acceptance - Wikipedia

    en.wikipedia.org/wiki/Banker's_acceptance

    Historically, the discount rate used by the Banks on such acceptances was FV × r × t (FV: Face Value, r: interest rate, t: time period). If this discount is applied, the value of the amount returned to the holder of the acceptance will mathematically be lower than the True Value (or Present Value) of the note. [9]

  6. Very cool Pac-Man business card holder | TechCrunch

    techcrunch.com/2009/09/02/very-cool-pac-man...

    Well, that one wasn’t too bad, but this new Pac-Man card holder is way cooler. It’s available in Japan only from the end of November. But Geek Stuff 4 U already accepts pre-orders ($31.32 plus ...

  7. 11 ways to make personalized shopping more effective and ...

    techcrunch.com/2022/02/03/11-ways-to-make...

    To ensure that you’re getting the most from your personalization efforts, use data collection tools to measure and track relevant key performance indicators such as: Average ticket spend (or ...

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