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2. Everything You Need To Know About a Joint Credit Card - AOL

   www.aol.com/everything-know-joint-credit-card...

   For premium support please call: 800-290-4726 more ways to reach us

3. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

4. Can you be liable for a spouse’s credit card debt? - AOL

   www.aol.com/finance/liable-spouse-credit-card...

   The bottom line. You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or you’re a joint cardholder on the account. However, state laws ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

6. Joint account - Wikipedia

   en.wikipedia.org/wiki/Joint_account

   A joint account is a bank account that has been opened by two or more individuals or entities. Joint accounts are commonly opened by close relatives (such as by a married couple) or by business partners in an unincorporated business, but it can be used in other circumstances. Ordinarily, anyone can deposit funds into a joint account, but when ...

7. Uniform Customs and Practice for Documentary Credits

   en.wikipedia.org/wiki/Uniform_Customs_and...

   The Uniform Customs and Practice for Documentary Credits (UCP) is a set of rules on the issuance and use of letters of credit. The UCP is utilized by bankers and commercial parties in more than 175 countries in trade finance. Some 11-15% of international trade utilizes letters of credit, totaling over a trillion dollars (US) each year.

8. What happens to your debt after you die? How to protect your ...

   www.aol.com/finance/happens-debt-die-protect...

   Credit card debt is unsecured debt, meaning you do not need to secure it with your house or car to open one. When you die, it is the responsibility of your estate to take care of any remaining debt.

9. Who is responsible for debt after divorce? - AOL

   www.aol.com/finance/responsible-debt-divorce...

   Try to remove your name from any joint credit cards or remove yourself as an account cosigner. This step can be difficult, though, because some credit institutions prefer having two income sources ...