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  2. What to do when you get sued for credit card debt - AOL

    www.aol.com/finance/sued-credit-card-debt...

    Here’s how to respond when you are sued for credit card debt: 1. Don’t ignore the summons. When you get a court summons for credit card debt, pay attention to it — and make a plan of action ...

  3. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    The amount of time that a debt collector can legally pursue old debt varies by state and type of debt but can range between three and 20 years. Each state has its own statute of limitations on ...

  4. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Here are some examples from different lenders: Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi: Call Citi’s customer ...

  5. Bankruptcy Abuse Prevention and Consumer Protection Act

    en.wikipedia.org/wiki/Bankruptcy_Abuse...

    The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ( BAPCPA) ( Pub. L. 109–8 (text) (PDF), 119 Stat. 23, enacted April 20, 2005) is a legislative act that made several significant changes to the United States Bankruptcy Code . Referred to colloquially as the "New Bankruptcy Law", the Act of Congress attempts to, among other ...

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Consumer and government debt in the United States. Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company ...

  7. Default judgment - Wikipedia

    en.wikipedia.org/wiki/Default_judgment

    Default judgment. Default judgment is a binding judgment in favor of either party based on some failure to take action by the other party. Most often, it is a judgment in favor of a plaintiff when the defendant has not responded to a summons or has failed to appear before a court of law. The failure to take action is the default.

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