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  2. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...

  3. A DMP is a three-to-five-year plan designed to help you exit debt sooner. You will make a monthly payment to the agency, which will pay your creditors. The agency may be able to negotiate lower ...

  4. Where to get debt relief help - AOL

    www.aol.com/finance/where-debt-relief-help...

    Key takeaways. Debt relief is a restructuring of debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best ...

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. If the debt is not paid on time, the company will charge a late-payment penalty and report the ...

  7. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Here are some examples from different lenders: Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi: Call Citi’s customer ...

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