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My local CU merged with Schools First CU over the weekend. I setup my new login with them yesterday and applied for their Rewards MasterCard and their lower interest card they call Inspire MasterCard. Also applied for their CLOC. All three approved! Inspire MC $10K Rewards MC $5K CLOC $800 They p...
Re: Schools First CU CLI informational update. That's terrific!! Congratulations on your Schools First Approval!! 🎉🥂👏. Schols First is a California CU account that I have had for about 5 years now. I don't ask for a CLI because it is a hard pull EX. A good - 6538064.
SchoolsFirst FCU - CLI. I saw a post regarding SchoolsFirst and thought that I should test the waters myself. I have their Rewards card which has had little to no activity. The reward structure of the card is mediocre at best (1.5% cash back) which is why I do not use the card. I opened the card roughly 5-years ago and had a SL of $10,000 ...
Inspire MC $10K. Rewards MC $5K. CLOC $800. They pulled EX Fico 2 - 692. One HP for all three apps. I don't see a lot of DP's for this CU on here so I thought I would provide some. My local CU merged with Schools First CU over the weekend. I setup my new login with them yesterday and applied for their Rewards - 6176054 - 2.
Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.
Advice on auto loan from SchoolsFirst. So I have a terrible auto loan pre bk. A 9.95 apr and a monthly payment of 505. I’ve attempted to refi with cap one the interest was even higher, I attempted with so cal credit union about 10.3 with auto payments brought down to 9.84 I was going to go through with it and put like 2000 down.
Somewhat limited membership credit unions: (I used to have Service CU under this category but as @Royalbacon reminded me, they are now open to all) Very limited membership credit unions: 1. Abri (1 day) (courtesy @codefreak13) 2. University FCU, Mountain America, America First (all 1-day) (courtesy @Creditfan1234) 3.
They started me out with a unsecure card one month post bankruptcy. 6 months later I got a 2K increase. Yesterdays, I decided to ask for a 4K credit limit increase, car loan refinance, and a 8k personal loan. All 3 were approved on one credit pull. For increases they do a hard pull but you have 60 days to use the credit pull for any of their ...
Re: SchoolsFirst FCU 3 approvals 18 months post BK. It is a chapter 7 BK. Bankruptcy Discharge 9/21/2020. Starting Scores. May Update (Moving) Slow and Steady Rebuild. Around 15K in revolving credit at 2% and 45K Auto Loan! Hoping to start upping those limits over time.
Schools First FCU approval. So I recently filed bankruptcy and last month I applied for just had got furloughed so denied card. Started new job and resubmitted app using same report from last month with low 600 credit scores and a few month old bankruptcy got approved for a $1,000 credit line!! it's a journey and by the time I'm 25 I want to ...