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2. Co-signer rights & responsibilities: How co-signing works - AOL

   www.aol.com/finance/co-signer-rights...

   Co-signers typically need a credit score of 670 or higher and a debt-to-income ratio of less than 50% to be approved for the loan. What is a co-signer? A co-signer is a person who guarantees the ...

3. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

4. How old do you have to be to get a credit card?

   www.aol.com/finance/old-credit-card-191514231.html

   Key takeaways. The minimum age to get a credit card is 18 years old. Card applicants under 21 years old need cosigners or proof of income to show their issuers they can repay their balances. If ...

5. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Declaring bankruptcy may be the best solution if all the following are true: You have large amounts of unpayable debt. You are already at risk of losing essential assets — such as your car or ...

6. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world. [2]

7. What do lenders look for beyond your credit score?

   www.aol.com/finance/lenders-look-beyond-credit...

   Your co-signer will be responsible if you can’t make payments, but they won’t be able to use any loan funds. This is especially useful if you have limited credit history or a bad credit score.