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Consumer Affairs Victoria (CAV) is a government agency that protects and promotes the interests of consumers and is based in the Australian state of Victoria.It is responsible for reviewing and advising the Victorian Government on consumer legislation and industry codes; advising and educating consumers, tenants, traders and landlords on their rights, responsibilities and changes to the law ...
The Consumer Action Law Centre ( CALC ), also known as Consumer Action, is primarily a campaign-focused consumer advocacy organisation, but also acts as a community legal centre, providing free legal advice and pursuing litigation on behalf of vulnerable and disadvantaged consumers across Victoria, Australia. [1]
The Victorian Civil and Administrative Tribunal (VCAT) [ 1] was formed by the Victorian Civil and Administrative Tribunal Act 1998 [ 2] in the state of Victoria, Australia. As part of the Victorian Justice system the tribunal sits 'below' the Magistrates Court in the court hierarchy. However the tribunal itself is not a court, not possessing ...
Consumer Affairs Victoria. Local Government Victoria. Website. www .vic .gov .au /department-government-services. The Department of Government Services ( DoGS) is a government department in Victoria, Australia. [ 1] [ 2] It was formed on 1 January 2023 as a result of a cabinet reshuffle by Premier of Victoria Daniel Andrews. [ 3]
The Consumers' Federation of Australia ( CFA) is Australia's umbrella consumer advocacy group. As an organisation, CFA has over 30 organisational members ranging from large national organisations like CHOICE and COTA Australia to legal centres, financial counselling organisations, research institutions, and state-based consumer organisations.
Peter Spyker MP. 10 May 1982. 14 December 1987. 5 years, 218 days. 7. Tom Roper MP. Minister for Consumer Affairs. 14 December 1987. 10 August 1990.
The Australian Consumer Law (ACL), being Schedule 2 to the Competition and Consumer Act 2010, is uniform legislation for consumer protection, applying as a law of the Commonwealth of Australia and is incorporated into the law of each of Australia's states and territories. The law commenced on 1 January 2011, replacing 20 different consumer laws ...
The application fee is charged to potential borrowers for processing the second mortgage application. This fee varies between lenders and is typically non-refundable. The origination fee is charged at the lender's discretion and is associated with the costs of processing, underwriting and funding the second mortgage. [37]