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The growth of subprime lending, higher cost loans to borrowers with flaws on their credit records, prior to the 2008 financial crisis, coupled with growing law enforcement activity in those areas, clearly showed a surge in manipulative practices. Not all subprime loans were predatory, but virtually all predatory loans were subprime. Predatory ...
The first use of Army branch insignia was just prior to the American Civil War in 1859 for use on the black felt hat. A system of branch colors, indicated by piping on uniforms of foot soldiers and lace for mounted troops, was first authorized in the 1851 uniform regulations, with Prussian blue denoting infantry, scarlet for artillery, orange for dragoons, green for mounted rifles, and black ...
An Electronic Navigational Chart (ENC) is a digital representation of a real-world geographical area for the purpose of Marine navigation.Real-world objects and areas of navigational significance, or to a lesser degree - informational significance, are portrayed through Raster facsimiles of traditional paper charts; or more commonly through vector images, which are able to scale their relative ...
The Heath Company was founded as an aircraft company in 1911 [5] by Edward Bayard Heath with the purchase of Bates Aeroplane Co, soon renamed to E.B. Heath Aerial Vehicle Co. Starting in 1926 it sold a light aircraft, the Heath Parasol, in kit form. [6]
The World Trade Center seen from the Hudson River, five months prior to the September 11 attacks in April 2001. Slow leasing was a hallmark of the old World Trade Center complex. The Twin Towers suffered high vacancy rates for decades. The complex achieved 95% occupancy only in mid-2001. [176]
Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. . Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant.
Chart of the Morse code 26 letters and 10 numerals [1]. This Morse key was originally used by Gotthard railway, later by a shortwave radio amateur [2]. Morse code is a telecommunications method which encodes text characters as standardized sequences of two different signal durations, called dots and dashes, or dits and dahs.
The tercentenary celebration of Pascal's invention of the mechanical calculator occurred during World War II when France was occupied by Germany and therefore the main celebration was held in London, England. Speeches given during the event highlighted Pascal's practical achievements when he was already known in the field of pure mathematics ...