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If the perp has both the phone and its passcode ( without Stolen Device Protection activated), they could reset the Apple ID password, turn off Find My, possibly steal payment info or passwords ...
For example, without Stolen Device Protection turned on, an iPhone thief with your passcode can use that to change your Apple ID password, locking you out of your device.
Apple's new security feature, stolen device protection, prevents iPhone thieves from using your passcode to access critical iOS features.
Apple introduced new security settings in the iOS 17.3 developer beta to prevent thieves from entering passcodes to get your info including account passwords.
Here's how to turn on the new theft protection feature for protecting data on stolen iPhones.
A security key is a physical device that gets uniquely associated with your AOL account after you enable it. Each time you sign in with your password, you'll be prompted to approve access to your account using your key. This prevents anyone who doesn't have your security key device from gaining access to your account.
If there's something unusual about your sign in or recent activity, we'll ask you to go through another verification step after you've entered the correct password. This is an important security feature that helps to protect your account from unauthorized access. You may be prompted to get a verification code at your recovery phone number or recovery email address for any of the following reasons:
Add an extra security step to sign into your account with 2-step verification. Find out how to turn on 2-step verification and receive a verification code, and how to turn off 2-step verification if you need to.