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Price adjustments, also called price protection, is a retail practice in which customers can obtain a partial refund of the purchase price of an item if they can show it on sale at a lower price within a fixed time frame. In such circumstances, retailers will do a “price adjustment,” refunding the difference between the price the customer ...
The startup is also announcing that it will be automating credit card price protection claims for all Visa cards. Earny says it tracks about 50 million items from the top 35 retailers.
The company was already working on a new product that would focus on credit card price protection, so that seems to be a likely next step for business.
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Over 60% of the more than $4 trillion in debit transactions in the U.S. every year are routed to Visa’s electronic payments network.
The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...
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