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Pooled money can earn better returns, at a lower cost. Banks offer higher interest rates on bigger amounts and banking costs are lowered (or in some cases, free) if the amount is large enough. Sense of community and socialising. Stokvel members traditionally meet regularly and make an occasion of the meetings. Educational.
Engraving, as the name implies, requires an artisan to "hand write" the text in reverse onto a metal plate using a carving tool, and the plate was then used to print the invitation. The resulting engraved invitations were protected from smudging by a sheet of tissue paper placed on top, which is a tradition that remains to this day.
In 1990, the Centre for Co-operation with European Economies in Transition (now succeeded by the Centre for Cooperation with Non-Members) was established, and in 1991, the programme, "Partners in Transition", was launched to offer a partnership to Czechoslovakia, Hungary and Poland, [25] including a membership option for these countries. [25]
The Staples Sno-Bot was an advertising character that appeared in the United States, in television and print advertising during the Christmas seasons from 1995 until 2001. The Sno-Bot was a robot shaped like a snowman who refuses to let go of the inkjet printer he has fallen in love with.
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