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States allowing self-insurance. Minimum self-insurance requirements. California. $35,000 cash deposit or surety bond. Connecticut. $50,000 cash or its equivalent for first vehicle, $60,000 for the ...
Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [10] Prior to this period, insurance was primarily regulated by corporate charter, state statutory law and de facto regulation by the courts in judicial decisions.
[164] The Louisiana digital driver's license requires no additional hardware to accept and includes a “no-touch” policy whereby the citizen remains in possession of the mobile device at all times. In October 2018, the Louisiana Secretary of State Kyle Ardoin approved the usage of LA Wallet for voter identification at the polling stations. [165]
According to the Texas Department of Insurance, the minimum liability required is stated as 30/60/25 coverage, which indicates: Bodily injury liability: $30,000 per person and $60,000 per accident ...
Most Louisiana households must meet gross and net income tests to receive SNAP benefits; however, a household with a person who is 60 years old or older — or a person who is receiving certain ...
The regulations for vehicle insurance differ with each of the 50 US states and other territories, with each U.S. state having its own mandatory minimum coverage requirements (see separate main article). 48 U.S. states and the District of Columbia require drivers to have insurance coverage for both bodily injury and property damage, with New ...
A new report identified California among the three states that could see auto insurance costs spike by more than 50% by year’s end. ... which will increase minimum auto coverage requirements in ...