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  2. Insurance Services Office - Wikipedia

    en.wikipedia.org/wiki/Insurance_Services_Office

    Insurance Services Office, Inc. ( ISO ), a subsidiary of Verisk Analytics, is a provider of statistical, actuarial, underwriting, and claims information and analytics; compliance and fraud identification tools; policy language; information about specific locations; and technical services. ISO serves insurers, reinsurers, agents and brokers ...

  3. History of insurance - Wikipedia

    en.wikipedia.org/wiki/History_of_insurance

    The sale of life insurance in the U.S. began in the late 1760s. The Presbyterian Synods in Philadelphia and New York founded the Corporation for Relief of Poor and Distressed Widows and Children of Presbyterian Ministers in 1759; [56] Episcopalian priests created a comparable relief fund in 1769.

  4. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy ...

  5. HO-2 homeowners insurance policies

    www.aol.com/finance/ho-2-insurance-194603218.html

    HO-2 insurance, also known as a broad form homeowners insurance policy, is a type of coverage designed to protect homeowners from specific perils. A step up from HO-1 policies, an HO-2 policy ...

  6. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

    www.aol.com/finance/understanding-fema-risk...

    FEMA’s Risk Rating 2.0 is a new rating system for NFIP flood insurance policies. The program rolled out in two phases. Phase one began October 1, 2021 and entailed new policies being subject to ...

  7. ACORD - Wikipedia

    en.wikipedia.org/wiki/ACORD

    The Association for Cooperative Operations Research and Development ( ACORD) is a non-profit organization in the insurance industry. [1] ACORD publishes and maintains an archive of standardized forms. ACORD has also developed a comprehensive library of electronic data standards with more than 1200 standardized transaction types to support ...

  8. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    See also: Medicare fraud and Health care fraud. Health insurance fraud is described as an intentional act of deceiving, concealing, or misrepresenting information that results in health care benefits being paid to an individual or group. Fraud can be committed either by an insured person or by a provider.

  9. AOL Mail

    mail.aol.com

    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

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