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Weather insurance insures against weather variations. There are two insurable types of weather insurance: conditional weather insurance and weather cancellation insurance . The integration of advanced technologies such as AI in the insurance industry is influencing the field of weather insurance. According to a recent industry report, these ...
Parametric insurance (also called index-based insurance) is a non-traditional insurance product that offers pre-specified payouts based upon a trigger event. [1] Trigger events depend on the nature of the parametric policy and can include environmental triggers such as wind speed and rainfall measurements, business-related triggers such as foot traffic, [2] and more.
Extreme weather is becoming more frequent, with a record-breaking 152 billion-dollar disaster events occurring between 2013 and 2022. The cost of auto and home insurance is increasing, in part ...
Understory has seen 500% year-over-year growth over the past year. And now it is going in a new direction, launching a product focused on the renewable energy sector. It is doing this with a new ...
Climate risk insurance. Climate risk insurance is a type of insurance designed to mitigate the financial and other risk associated with climate change, especially phenomena like extreme weather. [1] [2] [3] The insurance is often treated as a type of insurance needed for improving the climate resilience of poor and developing communities.
Florida’s home-insurance crisis. With so much coastline and so many hurricanes, Florida’s home insurers see a lot of action. In fact, many insurance companies are rethinking their operations ...
Parametric insurance (as opposed to traditional indemnity insurance) is an insurance type that pre-specifies the amount of payout based on concrete “trigger” events. For example, the payout ...
Weather insurance is difficult to get and even harder to customize. Enron began to dabble in weather-related securities, who’s value would fluctuate based on actual weather down the road, but ...
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