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You can sign up between January 1-March 31 each year. This is called the General Enrollment Period. Your coverage starts the month after you sign up. You might pay a monthly late enrollment penalty, if you don’t qualify for a Special Enrollment Period. Get details about the late enrollment penalties. Special Situations (Special Enrollment Period)
You can only join, switch, or drop a Medicare Advantage Plan (Part C) or Medicare drug plan (Part D) at certain times, called enrollment periods. In general, when you join a Medicare Advantage Plan, you must keep the plan for the rest of the year, unless you drop it to return to Original Medicare within 12 months of joining the Medicare ...
Initial Enrollment Periods. Your first chance to sign up for Medicare is called your Initial Enrollment Period. It lasts for 7 months. If you’re eligible for Medicare because of your age, the Initial Enrollment Period starts 3 months before you turn 65, and ends 3 months after the month you turn 65.
Special Enrollment Periods. You can make changes to your Medicare Advantage and Medicare drug coverage when certain events happen in your life, like if you move or you lose other coverage. These chances to make changes are called Special Enrollment Periods.
Your 8-month Special Enrollment Period to sign up for Part B starts when you stop working, even if you choose COBRA or other coverage that’s not Medicare. If you lose your job-based health coverage before you or your spouse stop working, you have 8 months to sign up.
The best time to buy a Medigap policy is during your Medigap Open Enrollment Period. This is the 6-month period that starts the first day of the month you're 65 or older and signed up for Part B. After this period, your options to buy a Medigap policy may be limited and the policy may cost more.
Get reminders about open enrollment, ways to save costs, and more. The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.
Enrollment periods that happen each year. Each year, you can make changes to your Medicare Advantage or Medicare prescription drug coverage for the following year. There are 2 separate enrollment periods each year. See the chart below for specific dates.
Under federal law, you get a 6 month “Medigap Open Enrollment” period. It starts the first month you have Medicare Part B and you’re 65 or older.
When you get your new Medigap policy, you have 30 days to decide if you want to keep it (called a 30-day free look period). Don’t cancel your first Medigap policy until you’ve decided to keep your second Medigap policy. You’ll need to pay both premiums for the month that you have both.