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Public housing became needed to provide "homes fit for heroes" in 1919, [4] [5] then to enable slum clearance.Standards were set to ensure high-quality homes. Aneurin Bevan, a Labour politician, passionately believed that council houses should be provided for all, while the Conservative politician Harold Macmillan saw council housing "as a stepping stone to home ownership". [6]
Housing in the United Kingdom represents the largest non-financial asset class in the UK; its overall net value passed the £5 trillion mark in 2014. [ 1] Housing includes modern and traditional styles. About 30% of homes are owned outright by their occupants, and a further 40% are owner-occupied on a mortgage.
The affordability of housing in the UK reflects the ability to rent or buy property. There are various ways to determine or estimate housing affordability. One commonly used metric is the median housing affordability ratio; this compares the median price paid for residential property to the median gross annual earnings for full-time workers.
Buy-to-let is a British phrase referring to the purchase of a property specifically to let out, that is to rent it out. A buy-to-let mortgage is a mortgage loan specifically designed for this purpose. Buy-to-let properties are usually residential but the term also encompasses student property investments and hotel room investments.
Right to Buy. The Right to Buy scheme is a policy in the United Kingdom, with the exception of Scotland since 1 August 2016 and Wales from 26 January 2019, which gives secure tenants of councils and some housing associations the legal right to buy, at a large discount, the council house they are living in. [ 1][ 2][ 3] There is also a Right to ...
House in multiple occupation. A house in multiple occupation ( HMO ), [ 1] or a house of multiple occupancy, is a British English term which refers to residential properties where 'common areas' exist and are shared by more than one household . Most HMOs have been subdivided from larger houses designed for and occupied by one family.
The Rent Act 1977 (c. 42) was the last piece of legislation in England and Wales to place limits on how much landlords could raise prices for residential homes. It was substantially repealed by the Housing Act 1988 (c. 50). Regulators and ombudsmen. The Property Ombudsman; See also. English land law; Rent regulation; Vernon v Bethell (1762) 28 ...
Intermediate Rent (UK) is the practice of renting property at a subsidised rent from a Housing Association or Registered Social Landlord. The product was conceived to allow households without the money for a deposit to purchase a home the opportunity to obtain a home whilst still saving for a deposit. The product can be aimed at key workers (as ...
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