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You apply for TLF by submitting a Teacher Loan Forgiveness Application to your loan servicer after you have completed the required five consecutive years of qualifying teaching.
To qualify for loan forgiveness, you must not have had an outstanding balance on a Direct Loan or FFEL program loan on October 1, 1998, or on the date that you obtained a Direct Loan or FFEL program loan after October 1, 1998.
Teachers with federal student loans have four loan forgiveness program options: Public Service Loan Forgiveness, Teacher Loan Forgiveness, Perkins Loan cancellation for teachers, and state-sponsored student loan forgiveness programs.
After you complete the five-year teaching requirement, you can submit a Teacher Loan Forgiveness application. Log in to your account to download the form.
Teacher Loan Forgiveness: If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or FFEL Program loans.
You apply for teacher loan forgiveness by submitting a completed Teacher Loan Forgiveness Application after you have completed the required five consecutive years of qualifying teaching.
To apply for Teacher Loan Forgiveness, you’ll need to submit the Teacher Loan Forgiveness Application to your loan servicer. Your school or educational agency will need to vouch for...
Complete the application at Federal Student Aid or using the Summer Student Loan member benefit. Use the U.S. Education Department’s PSLF help tool to start your application right away. Create or log in to your Federal Student Aid account.
I request forgiveness on my Direct Loan and/or FFEL program loans based on my employment as a full-time teacher for at least five consecutive, complete academic years. During that five-year period, I taught (check all that apply):
You will need to submit a consolidation application and a PSLF form by October 31, 2022 to ensure that payments made on loans that are not Direct Loans can be counted toward PSLF. Right now, we encourage you to consolidate before using the PSLF Help Tool to certify employment.