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  2. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    Click on “Request your free credit reports”. Once you're on the correct website, you'll see a button on the main page that says “Request your free credit reports.”. It's a red button you ...

  3. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  4. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  6. What do the 3 credit bureaus do? - AOL

    www.aol.com/finance/3-credit-bureaus-213955962.html

    Key takeaways. The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, balances and the payments you make. Each credit bureau ...

  7. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [ 1] and signed by President George W. Bush on December 4, 2003, [ 2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request ...

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