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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

3. Pay off debt or save? Expert tips to help you choose - AOL

   www.aol.com/finance/pay-off-debt-save-expert...

   More than half (57 percent) of cardholders with annual household incomes below $50,000 carry credit card debt; by comparison, 38 percent of those making $100,000 or more carry credit card debt ...

4. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   There are several ways to consolidate debt, including the following. 1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a very low interest rate for ...

5. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously. The bank pays the payee and then charges the cardholder interest ...

6. How interest rate changes affect debt - AOL

   www.aol.com/finance/interest-rate-changes-affect...

   How interest rates affect your debt. There are two primary ways that interest rates affect your debt. The most noticeable effect is on your monthly payments. When rates rise, it’s more expensive ...

7. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...

8. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   For example, if you have a car loan with a 7 percent interest rate, transferring it to a balance transfer credit card with a 29.99 percent regular interest isn’t likely to make sense if you’ll ...

9. Want a better credit card interest rate? Try smaller ... - AOL

   www.aol.com/finance/want-better-credit-card...

   Large banks charge higher interest rates, irrespective of credit score. According to the consumer protection agency, the 25 largest credit card issuers charged interest rates that were 8 to 10 ...