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  2. Homeowner association - Wikipedia

    en.wikipedia.org/wiki/Homeowner_association

    A homeowner association (or homeowners' association, abbreviated HOA, sometimes referred to as a property owners' association or POA), or a homeowner community, is a private association-like entity in the United States, Canada, the Philippines and certain other countries often formed either ipso jure in a building with multiple owner-occupancies, or by a real estate developer for the purpose ...

  3. Land patent - Wikipedia

    en.wikipedia.org/wiki/Land_patent

    A land patent is a form of letters patent assigning official ownership of a particular tract of land that has gone through various legally-prescribed processes like surveying and documentation, followed by the letter's signing, sealing, and publishing in public records, made by a sovereign entity. While land patents are still issued by ...

  4. Title (property) - Wikipedia

    en.wikipedia.org/wiki/Title_(property)

    In property law, title is an intangible construct representing a bundle of rights in (to) a piece of property in which a party may own either a legal interest or equitable interest. The rights in the bundle may be separated and held by different parties. It may also refer to a formal document, such as a deed, that serves as evidence of ownership.

  5. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    Sample letter of explanation. Date Lender name. Lender address. Lender city, state and ZIP code RE: Your Name and Application Number I am writing to explain the absence of any payroll deposits in ...

  6. The Hardship Letter: Four Points to Make When Seeking a Home ...

    www.aol.com/news/2011-03-28-the-hardship-letter...

    Many a homeowner has been "inspired" to do-it-yourself-dom by a traumatic encounter with a bad contractor (traumatic to the psyche -- or the pocketbook). In the same vein, the spate of loan ...

  7. What is a mortgage proof of funds letter? - AOL

    www.aol.com/finance/mortgage-proof-funds-letter...

    A proof of funds letter, or POF letter, proves you have the funds to buy a home. You might need one whether you’re getting a mortgage or paying for the property with cash. Many mortgage lenders ...

  8. Title retention clause - Wikipedia

    en.wikipedia.org/wiki/Title_retention_clause

    Title retention clause. A retention of title clause (also called a reservation of title clause or a Romalpa clause in some jurisdictions) is a provision in a contract for the sale of goods that the title to the goods remains vested in the seller until the buyer fulfils certain obligations (usually payment of the purchase price).

  9. Homeownership in the United States - Wikipedia

    en.wikipedia.org/wiki/Homeownership_in_the...

    The homeownership rate in the United States [ 1][ 2] is the percentage of homes that are owned by their occupants. [ 3] In 2009, it remained similar to that in some other post-industrial nations [ 4] with 67.4% of all occupied housing units being occupied by the unit's owner. Homeownership rates vary depending on demographic characteristics of ...

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