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You can review your earnings history anytime if you have an online My Social Security account. Your Social Security benefit also depends on how old you are when you first take it. You can start collecting at the minimum retirement age of 62 , but you’ll get a bigger monthly payment if you wait until full retirement age , which is between 66 ...
My Social Security is an online service provided by the Social Security Administration (SSA) that allows you to review your earnings history, check current or future benefits, and access many other Social Security services. You must be at least 18 years old and have a Social Security number and a valid email address to create an account.
Go to the My Social Security sign-up page and click on Create an Account (the long blue button on the left of the screen). On the next screen, click on "Create an account with Login.gov." Login.gov is a secure, single sign-in service members of the public can use to access accounts with participating government agencies, including Social ...
The SSA launched My Social Security in 2012. Until a few years ago, people signing up for the service did so directly through the Social Security website, ssa.gov, creating a username and password unique to that account. The agency now uses two other providers for sign-ups: Login.gov and the identity-verification service ID.me.
If the spousal benefit is larger, Social Security pays your retirement benefit first, then adds enough of your spousal benefit to make up the difference and match the higher amount. Spousal benefits are based on your mate’s full benefit — the amount they are entitled to receive from Social Security at full retirement age , or FRA (currently ...
The Social Security Administration (SSA), which operates the program, sets different (and considerably more complex) limits on income for SSI recipients, and also sets a ceiling on financial assets: You can't own more than $2,000 in what the SSA considers “countable resources” as an individual or more than $3,000 as a couple.
5 Social Security Decisions That Can Be Costly. Thursday, September 19, at 7 p.m. ET & PT. Social Security can make up a big portion of your retirement income. Maximizing your benefits starts with making the best choices for you, based on your age, marital status, work plans and more.
Keep in mind. Continuing to work may have a benefit downside if you claimed Social Security early. In the years before you reach full retirement age, you are subject to Social Security’s earnings test, which reduces your benefits if your income from work exceeds a set limit ($22,320 in 2024).
About 2 million people, or 3 percent of Social Security beneficiaries, according to a February 2023 report by the Congressional Research Service. Most are former federal workers who were hired before 1984, when the U.S. civil service was brought under the Social Security system, and ex-employees of some state and local government agencies.
No. The Social Security Administration does not recognize power of attorney as conferring authority to manage another person’s benefits. Nor is it sufficient to have your name on your mother’s bank account or be her authorized representative. To manage a parent’s Social Security, you have to be appointed a representative payee by Social ...