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  2. Independent insurance agent - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance_Agent

    Independent agents are independent contractors for the insurance companies they represent. Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with ...

  3. Insurance broker - Wikipedia

    en.wikipedia.org/wiki/Insurance_broker

    Insurance broker. An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers ...

  4. California Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    The California Insurance Code (CIC) requires that the CDI provides licensing examinations for brokers and agents, and that the department must investigate suspected violations of the CIC by businesses and individuals who possess CDI licenses. The CDI also oversees the licensing of bail bond agents. The CDI also oversees the licensing of service ...

  5. Independent Insurance Agents & Brokers of America - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance...

    The association was founded in 1896 as the National Association of Local Fire Insurance Agents. In 1913, the organization changed its name to the National Association of Insurance Agents when it expanded to include property-casualty business and coverages. The name was changed again in 1975 to the Independent Insurance Agents of America.

  6. I’m a licensed agent — when my car insurance ... - AOL

    www.aol.com/finance/m-licensed-agent-car...

    Taking those steps pointed me to two factors that increased my premium: I was no longer eligible for a key discount, and my state was experiencing a rate hike. 2. Know what coverage you do and don ...

  7. What is an insurance broker? - AOL

    www.aol.com/finance/insurance-broker-155457276.html

    Unlike insurance agents who service one or more insurance companies, brokers represent clients, helping them find the best insurance policies to meet their unique needs. While using a broker can ...

  8. The new-world insurance agent | TechCrunch

    techcrunch.com/.../16/the-new-world-insurance-agent

    The new-world insurance agent. Peter G. Colis is an MBA candidate at Stanford and the CEO of life insurance exchange Ovid . Silicon Valley is building the new-world insurance agent. My grandfather ...

  9. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Ladder: Ladder offers term life insurance policies without requiring a medical exam for coverage amounts up to $3 million. Applications for coverage under this amount can often be approved within ...

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