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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

3. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt consolidation is one of the best options for credit card debt relief, and not just because of the lower interest rates. It can help you pay off your debt faster and may even help your credit ...

4. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Balance transfer credit card. A balance transfer card allows you to combine debts from other credit cards — usually credit cards from other companies only — at a temporary 0 percent interest rate.

5. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts. This helps debt repayment as the borrower ...

6. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

7. 5 best debt consolidation options

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   Debt consolidation options. There are several ways to consolidate debt, including the following. 1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a ...

8. Does Debt Consolidation Affect Your Credit Score? It Depends

   www.aol.com/finance/does-debt-consolidation...

   Your credit card consolidation loan or balance-transfer credit card is still debt with monthly payments you have to keep up with. Budget before you take out the loan so you know you can afford the ...

9. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   However, a combination of smart money moves can reduce your debt, lower your credit card APR and put you on the right track toward a debt-free life. Here are several techniques for paying off ...