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Balance transfers allow you to move outstanding debt from a card with a higher APR to a card with a lower APR. By doing so, they can help you keep your credit card interest payments at manageable levels and establish healthy credit habits that can improve your creditworthiness.
Credit card balance transfers work to reduce interest payments as you drive down your overall credit card debt. Here's how to make them work for you.
Transfer your credit card balances to a low-rate card with flexible payment options and save money on interest with Citibank Online.
If you'd like to consolidate credit card balances or other types of loans, a balance transfer may be the solution you're looking for. Transferring multiple balances to a single credit card can simplify your monthly payments and potentially save you money on interest.
Log in to your Citi account and click “Payments and Transfers” at the top of the page. This can be done via the mobile app or online. Click on “Balance Transfers.” Click “View Available...
This will show a list of any Citi cards that allow a balance transfer. You’ll see the rates, repayment terms, and fees associated with that transfer.
Review and submit your balance transfer request online with Citibank. Enjoy low interest rates, flexible terms, and no fees on your transfer. Apply now and save money.
Citi’s best balance transfer card offers include a 0% introductory APR and no annual fee. Pick the card that will be the most beneficial financially—that is, the card that’ll allow...
Best Citi Balance Transfer Credit Cards. Choosing a Citi balance transfer card comes down to what you want: a long 0% APR promotion, rewards or both.
There are two ways to take advantage of a balance transfer deal with Citi, either by applying for a new Citi balance transfer card or by using a Citi card that’s already in your wallet.